All lending is cash flow lending. Security is no substitute for serviceability or repayment.
Cash Flow Forecasting & Modelling requires informed judgement and sound knowledge of the business of borrowers, taking into account industry, economic, climatic, market, environmental and political factors, and the likely impact these factors may have on future debt service.
It is impossible to make budget/meet targets if you have credit problems.
The purpose of this training program is to equip Commercial, Business, and Corporate bankers, as well as Credit Officers with the tools to more accurately analyse lending proposals in order to …